January 2021
401(k) Allocation

No changes to your 401K allocations this month.

Going into year-end we saw market strength start to “pivot” into previously under-performing segments of the market.  This, we believe, was in anticipation of a “return to normal” for the economy, a hope buoyed by the release of two vaccines for COVID.  To that effect, we lowered our exposure to Large Cap Growth stocks, added to Large Cap Value, and beefed up the Small and Mid-cap stocks, as well as adding International for the first time in a very long time.  As we said last month – this is the most diversified we have seen the 401K allocations looking in years!  That trend has continued to bear fruit and your 401K/403B plans should have seen the results of that timely rotation.  As the strength continues, we will stay invested. 

As always, do your gut-check for risk and decide what you can do and still sleep at night!  Markets are not cheap, but with a fresh round of $900 Billion in stimulus and quite likely another on the way, we see some tailwinds to markets marching on.

If you have not had us look at your 401K/403B options and would like us to prepare your customized “decoder ring” please give us a call and let us know.  As always, if you struggle with how to get your plan rebalanced, we are here to help!  Happy 2021 everyone!

If you have questions, please contact us.

MARKET UPDATE
FINANCIAL PLANNING
COLLEGE AND TAX PLANNING

To download the January 2021 Newsletter: CLICK HERE

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