April 2022
401(k) Allocation

Markets rallied into the close of the first quarter after hitting double digit losses in February for most indices.  Interestingly enough, the rally in stocks was enough that stocks are now out-performing the bond index (AGG) for the first time in a very long time.  The losses in the bond index are directly related to the movements by the Federal Reserve, whereas stocks have been taking their cues from the war in Ukraine.  For the present, despite positive momentum going into the close of the quarter, we are standing pat on the 401K allocations.  All plans are in cash for the bond component (where not losing is considered winning this year!) and the stock mix is more value-oriented than growth.  This is a cautious approach and if you are feeling the desire to add more risk – maybe adding to the most beat-up segments of the market in tech or small company stocks! -  please reach out to us for a custom allocation. 

As always, if you need some assistance in making these changes, don’t hesitate to call us at the office.  Don’t forget to change both the Current Allocation as well as the Future Funds Allocation when you make your changes.

If you have questions, please contact us.

MARKET UPDATE
FINANCIAL PLANNING
GRAPHIC OF THE MONTH

To download the April 2022 Newsletter: CLICK HERE

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